The below content has been transcribed from “Nuevo Seguro Médico Especial para Mujeres con Menopausia” and translated to English.
Carlos
Greetings from the Freedom Group. We are a group of three companies that have served our Hispanic community for over 20 years, assisting them in areas such as accounting, taxes, insurance, financial planning, real estate, and much more. It’s November 2025, and the Obamacare open enrollment period has begun. You should review your health insurance plan and make sure you choose the best plan for you and your family so you can start in January 2026 at the best price with the best plan.
Now, did you know that there are many changes this year, and you should consult with a healthcare professional about all the changes coming to health plans? One of these changes is that some insurance companies have designed specific plans for women going through menopause. If you want the best health plan for a woman experiencing menopause, this video is for you. To discuss this topic, I’m going to have my colleague Yenniree join me.
How are you, Yenniree?
Yenniree
Excellent, Carlos, thank God. How are you?
Carlos
Everything’s fine, thank God. Yenniree is the president of Freedom Insurance and the ultimate authority on health plans and financial planning. Yenniree, you were telling me that there are a lot of changes to health plans this year. You basically said there are changes to all plans, right? And that you identified some specific plans designed for women going through menopause. How so?
Yenniree
That’s right, Carlos. This was a step forward this year for all those women going through that process. I obviously have many, many, many years to go, but we stand with all those women. We know it’s a somewhat difficult process they go through, especially regarding health insurance. Why? Because health insurance plans are designed for general coverage.
What does that mean? When a person or family purchases health insurance, the company guarantees coverage for the woman, the man, and the children—everyone included. Essential coverage, what they need. But when there’s something specific, like menopause, for example, there are additional tests that are performed on women that aren’t included as primary requirements in traditional insurance plans.
So, for example, our standard insurance includes preventive care services. All insurance plans and companies cover all preventive care 100%. That includes annual checkups, tests, annual lab work, and vaccinations. But if a woman goes through menopause, she needs to have other hormonal tests done, which aren’t covered under preventive care, even though it’s still a preventative measure because it’s a stage in a woman’s life.
Upon seeing this, the companies realized that these women were spending a lot of money on preventative care. In addition, there are certain medications that, because they are special hormones, the companies were not covering or were classifying them as brand-name drugs, making them much more expensive.
There’s one company in particular that launched a menopause plan this year: Oscar Insurance. They created a plan specifically for women experiencing menopause. The advantage? Now, all the services a woman needs for diagnosis or care during this time will be categorized as preventative.
So, for those lab tests, if a woman has a menopause plan, she won’t pay anything. If she currently pays $100, $200, or $300 for such a test with a regular plan, switching to the menopause plan will make that hormone test completely free.
Carlos
Okay. I’m getting menopausal symptoms… Yes, I can imagine. Because I get hot flashes and mood swings. So, we have to give her that plan. Now I believe it!
But this is tremendous information, Yenniree, isn’t it? Because we know there are women experiencing a completely natural condition, but some doctors recommend certain hormones that are very expensive, and the plan didn’t cover them. So, this person had to use a similar medication, but not the recommended one. This is great because now they have a specific solution for those needs.
Now, what should a woman or a husband going through this condition together do?
Yenniree
We need to explore the options. If the woman is already going through this, we definitely recommend choosing this plan. Yesterday, we were evaluating the differences and saw that the woman can have a menopause plan and the husband a regular plan within the same app. But the menopause plan has very good benefits, even for regular services.
We don’t need a diagnosis. The company won’t require any tests to enroll you in the plan. Just sign up and start using it. And your husband can use the same services. You can both be on the same plan and enjoy the same benefits.
Carlos
Yenniree, we know you are professionals with many years of experience. Thank God you offer this service, reviewing plans, cases, and needs, and the best part is that it’s free, right?
Yenniree
That’s right. Our consultations are completely free. We work with all carriers. Oscar is the one that launched this specific plan, but we work with all of them. We can guide you and find the best option for you. Not just here in Florida, but in other states as well. We can work by phone, Zoom, in person, or even via WhatsApp.
Carlos
Perfect, then you have no excuse. This year, with so many changes to health plans, use the services of a professional. We won’t commit fraud like some other agents you’ve seen out there, and it’s completely free. Take advantage of this opportunity to choose the best plan for your family.
You can reach Yenniree and her team at 407-344-1228. That’s also their WhatsApp number, correct?
Yenniree
Correct.
Carlos
Take advantage of this, it’s free. Thank you so much, Yenniree, for this important and valuable information. If you found this information helpful, please like and share this video with someone who might benefit. Thank you for watching, and God bless you.
Summary:
The video presents a conversation betweenCarlos Hurst, vice president of Freedom Group, andYenniree MedinaThe president of Freedom Insurance explained a new medical benefit designed specifically for women going through menopause. During the 2025 Obamacare open enrollment period, both emphasized the importance of reviewing health plans due to significant changes taking effect in 2026.
Yenniree explains that, traditionally, health insurance covers general preventative services, but many hormone tests and medications used during menopause were not included in free preventative care. This resulted in high costs for women who needed these treatments. However, the insurerOscar InsuranceThe company launched a new specialized menopause plan that classifies these exams and care as preventive services, making many of these tests free for patients. In addition, certain expensive hormone medications may now be better covered under this plan.
They also explain that a family can combine plans: the woman can have the menopause plan and her husband a regular plan, although in many cases both can benefit from the specialized plan. No medical diagnosis is required to enroll, which makes access easier.
Carlos emphasizes that working with experienced professionals is essential, especially since this advisory service is completely free. Yenniree confirms that Freedom Insurance works with all insurance companies and can assist you by phone, Zoom, in person, or even via WhatsApp. The video concludes by inviting the community to reach out for honest guidance and ensure they get the best health plan available for 2026.
External Resources:
https://www.healthcare.gov,
https://www.cdc.gov/women,
https://www.nih.gov
Internal Links:
https://freedominsurancefinancial.com/obamacare,
https://freedominsurancefinancial.com,
https://freedomgroupfl
